Interest Rates
Find the latest Interest rates offered by DFCC Bank on our banking products including loans, term deposits and savings accounts are stated below and subject to change based on market conditions.
Savings Product Rates
DFCC Winner
(W.E.F 28th February 2024)
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 2,499.99 | 0.00% (AER 0.00%) |
| 2,500.00 – 999,999 | 3.00% (AER 3.04%) |
| 1,000,000 – 4,999,999 | 3.50% (AER 3.56%) |
| 5,000,000 and Above | 4.00% (AER 4.07%) |
DFCC Xtreme Money Market Account
(Rates from 11th March to 17th March 2024)
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 10,000.00 | 0% p.a (AER 0%) |
| 10,000.00 to 999,999.99 | 3.50% p.a (AER 3.56%) |
| 1,000,000.00 to 49,999,999.99 | 6.50%p.a (AER 6.70%) |
| 50,000,000.00 and Above | 7.50% p.a (AER 7.76%) |
DFCC Xtreme Money Market Dollar
(Rates for the month of March 2024)
| Deposit Range (USD) | Interest Rate (% P.A.) |
|---|---|
| Up to 49,999.99 | 3.50% (AER 3.56%) |
| 50,000.00 - 99,999.99 | 3.75% (AER 3.82%) |
| 100,000.00 - 249,999.99 | 4.00% (AER 4.07%) |
| 250,000.00 and Above | 4.50% (AER 4.59%) |
| Deposit Range | Interest Rate (% P.A.) |
|---|---|
| Up to 999.99 | 0.00% (AER 0.00%) |
| 1,000.00 and above | 2.50% (AER 2.53%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 9,999.99 | 3.50% (AER 3.56%) |
| 10,000.00 and above | 4.50% (AER 4.59%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0.00%) |
| 1,000.00 - 999,999.99 | 5.00% (AER 5.12%) |
| 1,000,000.00 and above | 9.00% (AER 9.38%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0%) |
| 1,000.00 – 4,999,999 | 4.00% (AER 4.07%) |
| 5,000,000.00 and above | 5.00% (AER 5.12%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0.00%) |
| 1,000.00 and above | 3.50% (AER 3.56%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| 100,000.00 and Above | 4.00% |
DFCC Xtreme Money Market Account other currencies
March 2024 (The rates given below are applicable for all the tiers)
| Foreign Currency | Rates | AER |
|---|---|---|
| GBP | 2.00% | 2.02% |
| EUR | 1.00% | 1.00% |
| JPY | 0.50% | 0.50% |
| AUD | 3.25% | 3.30% |
| SGD | 2.75% | 2.78% |
| CAD | 3.25% | 3.30% |
| CHF | 0.50% | 0.50% |
| USD | GBP | EUR | JPY | AUD | SGD | CAD | CHF | CNY | |
|---|---|---|---|---|---|---|---|---|---|
| Savings | 1.25% | 1.00% | 1.00% | 0.25% | 2.50% | 0.50% | 0.50% | 0.50% | 1.00% |
| AER | 1.26% | 1.00% | 1.00% | 0.25% | 2.53% | 0.50% | 0.50% | 0.50% | 1.00% |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0.00%) |
| 1,000.00 - 99,999.99 | 2.50% (AER 2.53%) |
| 100,000.00 - 999,999.99 | 3.00% (AER 3.04%) |
| 1,000,000.00 and above | 4.25% (AER 4.33%) |
Gift Certificates
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Certificate Value | 4.00% |
DFCC Investment Planner
(W.E.F 28th February 2024)
| Type | Interest Rate (% P.A.) |
|---|---|
| Adult LKR | 9.50% |
| Adult FCY (USD, AUD, CAD, EUR, GBP) | 7.00% |
| Minor LKR | 10.00% |
| Minor FCY (USD, AUD, CAD, EUR, GBP) | 7.50% |
Golden Paradise Visa Program Savings
(W.E.F 28th February 2024)
| Currency | Interest Rate (% P.A.) |
|---|---|
| USD | 1.25% (AER 1.26%) |
| GBP | 1.00% (AER 1.00%) |
| EUR | 1.00% (AER 1.00%) |
| AUD | 2.50% (AER 2.53%) |
| CAD | 0.50% (AER 0.50%) |
| CNY | 1.00% (AER 1.00%) |
