Fixed Deposit Rates
DFCC Bank offers you the highest Fixed Deposit (FD) rates in Sri Lanka to maximize earnings with utmost reliability and a higher rate of interest for your hard-earned savings.
Rates are subject to change based on market conditions in Sri Lanka.
Fixed Deposit Rates
Published rates are not applicable for Fixed Deposits of Banks, Finance companies and Insurance companies.
Please refer Treasury officials on the following numbers for FD rates under the said categories.
Gayan Kaushalya - 0112442780, Manoj Salgado - 0112442777
FD Rates 1 year and Below
(W.E.F 28th February 2024)
| 1 Month (% P.A.) | 2 Months (% P.A.) | 3 Months (% P.A.) | 6 Months (% P.A.) | 1 Year (% P.A.) | |
|---|---|---|---|---|---|
| Nominal | 7.00% | 7.50% | 8.50% | 8.50% | 8.50% |
| AER | 7.23% | 7.74% | 8.77% | 8.68% | 8.50% |
| Monthly | - | - | 8.44% | 8.35% | 8.19% |
| AER | - | - | 8.77% | 8.68% | 8.50% |
FD Rates 1 year and Above
(W.E.F 28th February 2024)
| 1 Year (% P.A.) | 2 Years (% P.A.) | 3 Years (% P.A.) | 4 Years (% P.A.) | 5 Years (% P.A.) | 10 Years (% P.A.) | |
|---|---|---|---|---|---|---|
| Nominal | 8.50% | 9.00% | 9.50% | 10.00% | 10.50% | 12.00% |
| AER | 8.50% | 8.63% | 8.72% | 8.78% | 8.81% | 8.20% |
| Monthly | 8.19% | 8.30% | 8.39% | 8.44% | 8.47% | 7.91% |
| AER | 8.50% | 8.63% | 8.72% | 8.78% | 8.81% | 8.20% |
| Quarterly | 8.24% | 8.36% | 8.45% | 8.50% | 8.53% | 7.96% |
| AER | 8.50% | 8.63% | 8.72% | 8.78% | 8.81% | 8.20% |
| Bi Annually | 8.33% | 8.45% | 8.54% | 8.59% | 8.62% | 8.04% |
| AER | 8.50% | 8.63% | 8.72% | 8.78% | 8.81% | 8.20% |
| Annually | 8.50% | 8.63% | 8.72% | 8.78% | 8.81% | 8.20% |
| AER | 8.50% | 8.63% | 8.72% | 8.78% | 8.81% | 8.20% |
Foreign Currency Fixed Deposit Rates
| USD | GBP | EUR | JPY | AUD | SGD | CAD | CHF | CNY | |
|---|---|---|---|---|---|---|---|---|---|
| 01 Month | 3.00% | 3.50% | 3.00% | 1.00% | 3.75% | 0.50% | 2.50% | 3.00% | 1.50% |
| AER | 3.04% | 3.56% | 3.04% | 1.00% | 3.82% | 0.50% | 2.53% | 3.04% | 1.51% |
| 03 Months - Maturity | 3.75% | 3.75% | 3.50% | 1.50% | 3.50% | 1.50% | 3.50% | 3.00% | 2.00% |
| AER | 3.80% | 3.80% | 3.55% | 1.51% | 3.55% | 1.51% | 3.55% | 3.03% | 2.02% |
| 03 Months - Monthly | 3.74% | - | - | - | - | - | - | - | - |
| AER | 3.80% | - | - | - | - | - | - | - | - |
| 06 Months - Maturity | 4.25% | 4.25% | 3.75% | 1.75% | 3.75% | 1.75% | 3.75% | 3.00% | 2.25% |
| AER | 4.30% | 4.30% | 3.79% | 1.76% | 3.79% | 1.76% | 3.79% | 3.02% | 2.26% |
| 06 Months - Monthly | 4.22% | - | - | - | - | - | - | - | - |
| AER | 4.30% | - | - | - | - | - | - | - | - |
| 01 Year - Maturity | 4.50% | 4.50% | 4.00% | 2.00% | 4.00% | 2.00% | 4.00% | 3.00% | 2.50% |
| AER | 4.50% | 4.50% | 4.00% | 2.00% | 4.00% | 2.00% | 4.00% | 3.00% | 2.50% |
| 01 Year - Monthly | 4.41% | 4.41% | 3.93% | - | 3.93% | - | - | - | - |
| AER | 4.50% | 4.50% | 4.00% | - | 4.00% | - | - | - | - |
| 2 Years - Maturity | 4.50% | 4.50% | 4.00% | - | 4.25% | - | - | - | - |
| AER | 4.40% | 4.40% | 3.92% | - | 4.16% | - | - | - | - |
| 2 Years- Annually | 4.40% | 4.40% | 3.92% | - | 4.16% | - | - | - | - |
| AER | 4.40% | 4.40% | 3.92% | - | 4.16% | - | - | - | - |
| 2 Years - Monthly | 4.32% | 4.32% | 3.85% | - | 4.09% | - | - | - | - |
| AER | 4.40% | 4.40% | 3.92% | - | 4.16% | - | - | - | - |
| 3 Years - Maturity | 5.00% | 4.50% | 4.25% | - | 4.50% | - | - | - | - |
| AER | 4.77% | 4.31% | 4.08% | - | 4.31% | - | - | - | - |
| 3 Years- Annually | 4.77% | 4.31% | 4.08% | - | 4.31% | - | - | - | - |
| AER | 4.77% | 4.31% | 4.08% | - | 4.31% | - | - | - | - |
| 3 Years - Monthly | 4.67% | 4.23% | 4.01% | - | 4.23% | - | - | - | - |
| AER | 4.77% | 4.31% | 4.08% | - | 4.31% | - | - | - | - |
| 4 Years - Maturity | 5.25% | 4.75% | 4.50% | - | 4.75% | - | - | - | - |
| AER | 4.88% | 4.44% | 4.22% | - | 4.44% | - | - | - | - |
| 4 Years- Annually | 4.88% | 4.44% | 4.22% | - | 4.44% | - | - | - | - |
| AER | 4.88% | 4.44% | 4.22% | - | 4.44% | - | - | - | - |
| 4 Years - Monthly | 4.77% | 4.36% | 4.15% | - | 4.36% | - | - | - | - |
| AER | 4.88% | 4.44% | 4.22% | - | 4.44% | - | - | - | - |
| 5 Years - Maturity | 5.50% | 5.00% | 4.75% | - | 5.00% | - | - | - | - |
| AER | 4.98% | 4.56% | 4.35% | - | 4.56% | - | - | - | - |
| 05 Years - Annually | 4.98% | 4.56% | 4.35% | - | 4.56% | - | - | - | - |
| AER | 4.98% | 4.56% | 4.35% | - | 4.56% | - | - | - | - |
| 05 Years - Monthly | 4.87% | 4.47% | 4.27% | - | 4.47% | - | - | - | - |
| AER | 4.98% | 4.56% | 4.35% | - | 4.56% | - | - | - | - |
Golden Paradise Visa Program FD
(W.E.F 28th February 2024)
| 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | 6 Years | 7 Years | 8 Years | 9 Years | 10 Years | |
|---|---|---|---|---|---|---|---|---|---|---|
| USD | 5.50% | 5.50% | 6.00% | 6.25% | 6.50% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
| GBP | 4.75% | 5.50% | 6.00% | 6.25% | 6.50% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
| EUR | 4.25% | 5.00% | 5.50% | 5.75% | 6.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
| AUD | 4.75% | 5.50% | 6.00% | 6.25% | 6.50% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
| CAD | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% |
| CNY | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% |
